Frequently Asked Questions

How does the auto-recharge system works in Religare?

Religare Health Insurance offers auto-recharge facility on its products. In case the sun insured or any no-claim bonus is exhausted during the policy year, Religare automatically recharges the sum insured. The sum insured will be recharged once in a policy year. This recharged Sum Insured can be used only for future claims. It can not be used against an illness for which a claim has already been made in the current policy year.

Which all documents are required for potability to a Religare health insurance product?

One can for Religare's Care plan with a portability option. Following documents are required for the same:

How does no-claim bonus work in the case of Religare's Care plan?

In case of a health insurance policy, a policyholder can use the no-claim bonus for a claim-free year to their benefit the following year. Religare's Care plan offers a 10% increase in the policy sum insured for every claim-free year (with no change in premium). This implies that a policy with a sum insured of Rs 5 lakh, will get an extended cover of Rs 50,000 the following year at the same premium. Another claim-free year will make the policyholder earn another 10% on the base sum insured, so the total will go to Rs 6 lakh. A maximum bonus of up to 50% is permissible. On the other hand, Religare's Care Super plan offers a 50% increase in the policy sum insured for every claim-free year up to maximum 100%.

Which all hospitals are covered under Religare's cashless network?

Cashless services are available at a network hospital. To locate a Religare network hospital near you, click here.