Reliance General Insurance
One of the leading general insurance companies of India, Reliance General Insurance is a trusted name that has a huge customer base from across industries and domains. The company has over 139 offices and more than 12,000 arbitrators across the country. Reliance offers a host of insurance solutions to its patrons with respect to motor, home, health, travel, and much more. Also, they have recently launched India's first Over-The-Counter health & home insurance policies, promising complete convenience for their customers and guaranteeing satisfaction.
Health insurance by Reliance is one of the most sought after products and their wide portfolio of plans ensures that there is something for everyone, matching their needs and budget. Every Reliance Health Insurance plan is developed to provide a sense of relief in times of emergencies, by covering the medical expenses incurred due to sudden illnesses or accidents. With Reliance’s all-day online and tele-calling services, the brand makes insurance more accessible to everyone.
Benefits
- Reliance General Insurance operates through 139 offices and over 12,000 intermediaries spread across India, ensuring quick and immediate services for its customers.
- The brands innovative insurance products like the recent Over-The-Counter home and health insurance policies are one of their kinds in India, offering utmost convenience in buying policies.
- Being a trusted brand, in business since 2000, Reliance General Insurance is known for its high claims settlement ratio of around 95.01% (for the year 2015-16) and holds a good reputation.
Plans offered by Reliance General Insurance
Reliance health insurance has an impressive range of plans, each developed to meet the different financial needs in case of a medical emergency. These plans are available on individual basis as well as on family floater basis. Reliance health insurance plans are broadly of three kinds – a conventional insurance policy called the HealthGain Plan and two specific coverage policies that protect against Critical Illnesses and Personal Accidents.
Listed below are the benefits and features of each of the Reliance health insurance plans:
Reliance HealthGain Plan
Reliance Critical Illness Plan
Reliance Personal Accident Plan
Frequently Asked Questions
Can I change the insured amount mid-way through a policy?
No. Reliance General Insurance doesn’t facilitate changing the sum insured mid-way through the policy tenure. However, you can opt to change your premium at the end of your policy tenure or the period until which the policy covers you, for an increased sum insured. This will be subject to the company’s approval.
What is a Floater Option in the Reliance HealthGain Policy?
A floater option in the Reliance HealthGain Policy is an additional cover, wherein the total sum insured covers the policy holder as well as their family members insured under the Mediclaim policy. As per the policy definition, a family member can be the proposer’s Spouse, Children, Parents, Siblings, Grandparents, Grandchildren, and Daughter or Son in law.
What factors can affect my health insurance premiums?
Health insurance premiums are usually calculated on following parameters-
- Cover opted for (individual or floater)
- The selected sum insured or the amount of coverage
- Age of the senior most member under the policy
- Add-ons or optional covers chosen (If any)
Shopping for health insurance just got a whole lot easier.
Review of Reliance General Insurance
Reliance General Insurance is one of the leading private insurance providers in India. Reliance General Insurance is known to offer a customized list of insurance products that include motor, health, travel insurances, and specific products such as student travel insurance, as well as over 94 other products. These cater to the corporates, SMEs, as well as individual customers. With a 95.87% incurred claims ratio* for the year 2015-16, Reliance health insurance policies are among the most preferred.
The golden rule while buying a Reliance health insurance online is comparing different policies, because not all policies offer the same coverage for the same amount. Ideally, you should compare Reliance health insurance plans to look for an affordable insurance policy that is perfectly suited to your needs.
*The ratio of the amount of money paid as claims to the amount of money collected as premium by the company.