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For a lot of us, our pets are like our family. We do everything we can to take care of them. We ensure that our pets are well-fed, trained well, get enough of space to run and be fit and, of course, get showered with love and attention.
Pet Insurance is a special type of insurance designed for pet dog/cat which safeguards their overall health & wellbeing. Just like we buy health insurance for ourselves and our loved ones.
With annual routine expenses for animals rising, being a pet parent does not come cheap. Vet fees and subsequent medical and surgical costs are high if your pet is in need of such care. With a pet insurance policy, your pets will get the best medical and legal assistance in case of unexpected situations.
- It Covers Surgery expenses and Hospitalization costs for the treatment of the Dogs and Cats.
- Also covers legal liability on pet owner in case of any third party bodily injury, death or property damage because of the pet as well as the legal costs for defending the claim.
- Covers failure of vaccinations as well.
- Covers treatment of any injury/surgery or mortality resulting from any accident from the moment of policy issuance, without any waiting period.
- Covers advertising cost in case of Theft/Straying of the insured Dog & Cat.
- 5% discount in case pet is RFID tagged.
- Cumulative bonus of 10% for each claim free Policy Year subject to a maximum of 50%.
- Surgery Expenses - It covers surgical expenses incurred for treatment of pet.
- Hospitalization Cover - In case pet is hospitalized due to an illness or accidental injury, it will be covered as per limit defined in the policy.
- Mortality Benefit - In case pet dies insurer will pay a defined amount to you. In addition to this, insurer shall also pay for cremation, burial & disposal of pet.
- Terminal Illness Cover - If pet is diagnosed as suffering from listed terminal illness, insurer will pay lump sum amount.
- Long Term Care Cover - Insurer will pay lump sum amount if pet is diagnosed as suffering from listed illness and require long term care.
- OPD Cover - It covers for expenses incurred on treatment on pet, carried out by a vet at his/her Veterinary Clinic up to limit defined in policy.
- Third Party Liability Cover - It pays for any liability arising out of bodily Injury and/or property damage and/or sickness and/or Death of a third party due to pet.
- Theft/Lost/Straying Cover - Lump sum amount is paid in case of permanent loss/stolen/strayed.
This plan is offered to domesticated Dogs and Cats which are at least 90 days of age old and belonging to below mentioned breeds
Pets of Indigenous Origin, Cross-breed and Exotic breeds are covered under the Policy
| Pet Type | Breed Type | Entry Age | Exit Age |
|---|---|---|---|
| Dogs |
Small
Medium
Large
|
3 Months – 7 Years
|
10 Years
|
| Giant | 3 Months – 4 Years | 6 years | |
| Cats | All Breeds | 3 Months – 7 Years | 12 Years |
| Claim | Waiting Period | Waiting Not Applicable For | |
|---|---|---|---|
| 1 | Surgery Expenses, Hospitalization Cover, Mortality Benefit, Opd Cover | 20 days | Claims arising out of any Accident |
| 2 | Terminal Diseases Cover, Long Term Care Cover | 20 days | NA |
| 3 | Theft/Lost/Straying Cover | 20 days | NA |
| 4 | Third Party Liability Cover | Nil | NA |
Services before purchase
- Handpicked Insurers
- Expert Recommendation
- Instant Policy
- Assistance from expert advisor
Services after purchasee
- Dedicated Relationship Manager
- Renewal Management
- Manage Policy Online
- Claim Services