HDFC Ergo General Insurance
HDFC Ergo General Insurance Company limited
HDFC Ergo General Insurance Company Limited is a joint venture between HDFC Limited, India and Ergo International, which is a Munich based firm. Where HDFC holds 51% shares of the company, the other 49% belong to the other party, Ergo International.
HDFC Ergo, a premier insurance firm, has established itself as the fourth largest general insurance company in India in the private sector. With an employee base of 2000, the company has about 108 branches in over 91 cities in the country.
The availability of HDFC Ergo health insurance online has made it easier for people to get information about specific plans and buy them. Customers can now compare HDFC Ergo health insurance plans without much hassle and choose the one that best suits their requirements.
At Marsh India, we know you want nothing but the best for them. So, in case of an unfortunate medical emergency, they are assured of the utmost care and financial security.
Plans offered by HDFC Ergo General Insurance
HDFC Ergo offers a wide range of health insurance plans for individuals as well as families. With a network of more than 6000 hospitals, the company provides extensive coverage against illnesses, medical emergencies, hospitalization, and treatment at affordably priced premiums. There are a number of advantages that come with the HDFC Ergo health insurance plans, including coverages against pre and post hospitalization, daycare procedures, domiciliary treatment, and so on.
Mentioned below are some of the most preferred health insurance plans by HDFC Ergo General Insurance Co. Ltd.
Benefits
These insurance plans typically cover
Cashless options -
With a vast network of hospitals, the company has made the cashless treatment procedure easier and more achievable for its customers.
Claim settlements -
The company offers a 24/7 call assistance for claim settlements regarding health insurances and has a claim settlement ratio of 77% and an incurred claim ratio (the amount of money paid as claims to the amount of money collected as premium) of 51% (for the year 2015-16).
Convenient renewals -
he company has an easy and quick health insurance policy renewal process, and renewals can be made online as well.
Add-Ons -
The company provides value added services that enable you to add different covers to your health insurance policy to enhance your coverage.
Frequently Asked Questions
What does Ayush benefit actually mean?
Ayush stands for Ayurveda, Unani, Sidha, and Homeopathy. All policyholders covered under a specific plan can avail reimbursement for treatments done by any of the above methods of medicine.
What do domiciliary treatments entail?
Domiciliary treatments essentially stand for those medical therapies or treatments which the patient undergoes at home due to their inability to move to the hospital, on the suggestion of a medical practitioner.
What does TPA stand for?
TPA stands for Third Party Administrator. For instance, FHPL is the TPA in case of HDFC Ergo Health Suraksha policies that were issued before April 1, 2012, while HCS (HDFC’s in-house section for claims) is the TPA for policies issued after that date.
Marsh India Insurance Brokers Pvt. Ltd.
1201-02, One Indiabulls Centre, Tower - 2, Elphinstone, Mumbai, 400013
Contact Us
+1800 000 0000
Drop a message
Follow Us
Licensed By
CIN: U66010MH2002PTC138276
IRDAI Registration No.: 120
Valid from : 03/03/2021 to 02/03/2024
Category : Composite Broker
Principal Officer Name: Mr. Sanjay Kedia
Copyright © 2020 Marsh LLC. All rights reserved.
Health Insurance
Payment Options
Secured
Payment Options
Secured
Licensed By
Copyright © 2020 Marsh LLC. All rights reserved.