L & T General Insurance
L&T General Insurance Co. Ltd. is a subsidiary that is owned in its entirety by Larsen & Toubro Ltd., which is one of the largest business enterprises in India. The company has introduced to the Indian markets, assurance solutions for all segments, ranging from individuals and small and medium enterprises to large corporates. These assurance products cover all lines of insurance including motor, health, property, casualty, etc. The company also has a number of rural and micro insurance plans in order to reach all strata of the Indian society. L&T General Insurance has a strong financial advantage that couples with a history in technology.
A part of the main company, the L & T Health Insurance Company has a huge range of comprehensive health plans that are customer centric, customizable, and cover a wide variety of needs and requirements. Health insurance is truly a line that is seeing growing importance and in keeping with that growth L & T offers numerous options to their customers.
Benefits
- L & T health insurance onlineensuring complete convenience to customers, L & T offers hassle-free online purchase and renewal facilities.
- Cashless healthcare –Customers can enjoy cashless treatment at 3000+ network hospital across the country.
- Quick Settlements –the company assures cashless approvals within 6 hours (during working hours) and reimbursement settlements within 6 working days. Customers can also avail 24X7 claim assistance.
- Health checkups – After the completion of four claim free years, individuals under this health insurance can claim free health checkups
- Renewability – Once under L & T health insurance plans, you can get them renewed throughout your life
Plans Offered by L & T Heath Insurance
With a view to help provide a financial buffer to people in times of medical emergencies, L & T Health Insurance provides you with access to cashless treatment facilities at over 3000 network hospitals. These plans come with numerous benefits like covering expenses for day care procedures, pre and post hospitalization expenses, ambulance charges, and so on.
Some of the most popular health insurance plans by L & T Health Insurance are listed below:–
Medisure Prime Insurance
Medisure Super Top-Up Insurance
Personal Accident Insurance
Frequently Asked Questions
What critical illnesses are included in the L & T health insurance policy?
The critical illnesses covered under your policy will depend on the plan you have bought. However, some of the main illnesses that are covered under the L & T health insurance policy are:
- Cancer
- First heart attack
- Coronary artery bypass surgery.
- Kidney failure.
- Major organ transplant.
- Multiple sclerosis.
- Stroke
- Primary pulmonary arterial hypertension.
- Aorta graft surgery.
What health insurance plans are offered by L & T health insurance?
- Medisure Plus Insurance.
- Medisure Classic Insurance.
- Medisure Prime Insurance.
- Medisure Super Top Up Insurance.
Is health insurance by L & T eligible for tax deductions?
Yes. All premiums paid for health insurance are eligible for tax deductions under Section 80 D in the Income Tax Act.
Shopping for health insurance just got a whole lot easier.
Review of L & T General Insurance Company Ltd
L & T is backed by many experienced insurance professionals and the name of a trustworthy brand. The company without doubt, delivers unbeatable services. They have stringent guidelines about the response times for claims and an Incurred Claims Ratio of 46.52%. This has helped them reach the top in the insurance industry.
Owing to the numerous types of plans available with varying features and advantages, you should always choose a policy with care. Compare L & T health insurance plans on Insurance Inbox, to make sure you get the right plan, based on your needs.